H.B. No. 5163
Session Year 2019
 


AN ACT CONCERNING DEFICIENCY JUDGMENTS AND RESIDENTIAL PROPERTIES WITH A CONCRETE FOUNDATION AFFECTED BY PYRRHOTITE.

To (1) prohibit deficiency judgments on mortgage loans where the property secured by the mortgage has a crumbling concrete foundation, (2) prohibit mortgage lenders and mortgage correspondent lenders from denying an application for a residential mortgage loan based solely on certain prior defaults, conveyances or foreclosures by the applicant, and (3) prohibit mortgage lenders and mortgage correspondent lenders from reporting to credit rating agencies that mortgage loans secured by property with a crumbling concrete foundation are subject to a deficiency judgment.

Introduced by:
Banking Committee

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Co-sponsors for Amendment LCO:

Bill History

 Date Action Taken
 3/25/2019(LCO)Referred to Office of Legislative Research and Office of Fiscal Analysis 04/01/19 10:00 AM
 3/14/2019(LCO)Filed with Legislative Commissioners' Office
 3/12/2019(BA)Joint Favorable
 3/11/2019Referred to Joint Committee on Banking
 3/8/2019Drafted by Committee
 2/19/2019(BA)Vote to Draft
 2/1/2019Public Hearing 02/07
 1/29/2019(BA)Reserved for Subject Matter Public Hearing
 1/11/2019Referred to Joint Committee on Banking

Co-sponsors of HB-5163

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