Proposed S.B. No. 445
Session Year 2025

AN ACT CONCERNING PATIENT CHOICE AND CONTINUITY OF CARE DURING HEALTH INSURANCE CONTRACT DISPUTES.

To allow any covered person under a health insurance policy that is the subject of a health care contract dispute between such covered person's health care provider and the health insurer, resulting in such health care provider being deemed out-of-network, to terminate such policy and enroll in a new health insurance policy that provides in-network coverage, without any early termination fees, financial penalties, increased premiums, increased out-of-pocket expenses, changes in coverage or coverage gaps.

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