Proposed S.B. No. 435
Session Year 2023

AN ACT CONCERNING THE REGULATION OF PREMIUM RATES ON LONG-TERM CARE INSURANCE POLICIES.

To: (1) Evaluate an alternative pool for long-term care policy holders in excess of twenty years; (2) require that the Insurance Department hold a public hearing for long-term care premium rate increase requests that exceed ten per cent; and (3) require that long-term care insurers provide potential policyholders with explicit notice, prior to the purchase of long-term care insurance policies, of the high risk of future premium rate increases.

Other Bills with Similar Topics

  Consumer protection 

 

• HB05230 - AN ACT CONCERNING CANCELLATION OF CERTAIN CONSUMER MEMBERSHIPS AND SUBSCRIPTION SERVICES.
• HB05538 - AN ACT CONCERNING THE PROVIDING OF PAPER COPIES OF PERIODIC STATEMENTS BY FINANCIAL INSTITUTIONS.
• HB05804 - AN ACT CONCERNING CONSUMER PROTECTION FOR LONG-TERM CARE INSURANCE.
• HB06095 - AN ACT CONCERNING ACCEPTABLE FORMS OF PAYMENT FOR RETAIL GOODS AND SERVICES.
• HB06501 - AN ACT CONCERNING A BROADBAND DATA BILL OF RIGHTS.
• HB06681 - AN ACT CONCERNING THE OFFICE OF THE ATTORNEY GENERAL AND THE DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT.
• HB06694 - AN ACT ESTABLISHING A TASK FORCE TO STUDY CONSUMER PROTECTION IN THIS STATE.
• HB06752 - AN ACT CONCERNING DIGITAL ASSETS.
• SB00003 - AN ACT CONCERNING ONLINE PRIVACY, DATA AND SAFETY PROTECTIONS AND AN EMPLOYER'S DUTY TO DISCLOSE KNOWN INSTANCES OF SEXUAL HARASSMENT OR ASSAULT COMMITTED BY AN EMPLOYEE WHEN MAKING EMPLOYMENT RECOMMENDATIONS.
• SB00007 - AN ACT STRENGTHENING PROTECTIONS FOR CONNECTICUT'S CONSUMERS OF ENERGY.
• SB00314 - AN ACT CONCERNING EMERGENCY RESPONSE BY TELECOMMUNICATIONS COMPANIES AFTER OUTAGES.
• SB00322 - AN ACT PROHIBITING TELECOMMUNICATIONS COMPANIES FROM CHARGING CUSTOMERS TO RECEIVE PAPER BILLS.
• SB00394 - AN ACT PROHIBITING FEES FOR PAPER BILLS.
• SB00396 - AN ACT REQUIRING BUSINESSES TO ACCEPT CASH PAYMENTS.
• SB00398 - AN ACT PROHIBITING CONSUMER CHARGES FOR PAPER BILLS.
• SB00431 - AN ACT CONCERNING CONSUMER PROTECTION IN THE LONG-TERM CARE INSURANCE MARKET.
• SB01058 - AN ACT CONCERNING THE ATTORNEY GENERAL'S RECOMMENDATIONS REGARDING CONSUMER PROTECTION AND FINANCIAL REPORTING BY CHARITABLE ORGANIZATIONS.
• SB01059 - AN ACT ESTABLISHING A TASK FORCE TO STUDY THE OPERATIONS OF THE DEPARTMENT OF CONSUMER PROTECTION.

  Insurance rates 

 

• HB05062 - AN ACT CONCERNING LONG-TERM CARE INSURANCE PREMIUM RATES.
• HB05798 - AN ACT CONCERNING LONG-TERM CARE INSURANCE PREMIUM RATE INCREASES.
• HB05799 - AN ACT REQUIRING A STUDY CONCERNING THE PLACEMENT OF LIMITS ON LONG-TERM CARE INSURANCE PREMIUM RATE INCREASES.
• HB05804 - AN ACT CONCERNING CONSUMER PROTECTION FOR LONG-TERM CARE INSURANCE.
• HB05812 - AN ACT ESTABLISHING CONTRACTED RATES FOR LONG-TERM CARE INSURANCE POLICIES.
• HB06577 - AN ACT CONCERNING LONG-TERM CARE INSURANCE PREMIUM RATES.
• SB00029 - AN ACT CONCERNING THE REGULATION OF LONG-TERM CARE INSURANCE PREMIUM COSTS.
• SB00030 - AN ACT CONCERNING A MORATORIUM ON LONG-TERM CARE INSURANCE PREMIUM RATE INCREASES.
• SB01112 - AN ACT CONCERNING LONG-TERM CARE INSURANCE.

  Insurance Department 

 

• HB05062 - AN ACT CONCERNING LONG-TERM CARE INSURANCE PREMIUM RATES.
• HB05799 - AN ACT REQUIRING A STUDY CONCERNING THE PLACEMENT OF LIMITS ON LONG-TERM CARE INSURANCE PREMIUM RATE INCREASES.
• HB05807 - AN ACT CONCERNING PRIOR AUTHORIZATION FOR HEALTH CARE PROVIDER SERVICES IN THIS STATE.
• HB05820 - AN ACT AUTHORIZING ASSOCIATION HEALTH PLANS FOR GROUP AND SOLO PRACTICES AND EXEMPTING PRACTICES COVERED UNDER SUCH PLANS FROM CERTAIN PROVISIONS OF THE INSURANCE STATUTES.
• HB06669 - AN ACT PROTECTING PATIENTS AND PROHIBITING UNNECESSARY HEALTH CARE COSTS.
• HB06711 - AN ACT CONCERNING MANDATED HEALTH INSURANCE BENEFIT REVIEW.
• HB06712 - AN ACT CONCERNING THE REMOVAL OF ASSESSMENTS ON THE CONNECTICUT HEALTH INSURANCE EXCHANGE.
• HB06796 - AN ACT CONCERNING CATALYTIC CONVERTERS.
• HB06832 - AN ACT CONCERNING ELECTRONIC NOTIFICATIONS FOR PRIOR AUTHORIZATIONS.
• HB06858 - AN ACT ESTABLISHING A TASK FORCE TO STUDY METHODS TO ENCOURAGE INSURERS TO DEVELOP TECHNOLOGIES TO PREVENT TEXTING WHILE DRIVING, CONCERNING FINANCIAL PLANNERS AND REQUIRING A STUDY CONCERNING THE BANNING OF LOSS OF USE DAMAGES FOR RENTAL CAR COMPANIES.
• SB00002 - AN ACT CONCERNING THE MENTAL, PHYSICAL AND EMOTIONAL WELLNESS OF CHILDREN.
• SB00006 - AN ACT CONCERNING UTILIZATION REVIEW AND HEALTH CARE CONTRACTS, HEALTH INSURANCE COVERAGE FOR NEWBORNS AND STEP THERAPY.
• SB00010 - AN ACT PROMOTING ACCESS TO AFFORDABLE PRESCRIPTION DRUGS, HEALTH CARE COVERAGE, TRANSPARENCY IN HEALTH CARE COSTS, HOME AND COMMUNITY-BASED SUPPORT FOR VULNERABLE PERSONS AND RIGHTS REGARDING GENDER IDENTITY AND EXPRESSION.
• SB00029 - AN ACT CONCERNING THE REGULATION OF LONG-TERM CARE INSURANCE PREMIUM COSTS.
• SB00035 - AN ACT CONCERNING THE PRIOR AUTHORIZATION PROCESS FOR HEALTH INSURANCE.
• SB00086 - AN ACT REQUIRING THE INSURANCE COMMISSIONER TO CONSIDER AFFORDABILITY AS A FACTOR IN REVIEWING INDIVIDUAL AND GROUP HEALTH INSURANCE POLICY PREMIUM RATING FILINGS.
• SB00139 - AN ACT CONCERNING UTILIZATION OF THE PRIOR AUTHORIZATION PROCESS FOR HEALTH INSURANCE.
• SB00231 - AN ACT REQUIRING THE INSURANCE COMMISSIONER TO PROMOTE DEVELOPMENT OF THE INSURANCE INDUSTRY AND INSURANCE WORK FORCE IN THIS STATE.
• SB01014 - AN ACT CONCERNING INSURANCE AND CLIMATE CHANGE.
• SB01112 - AN ACT CONCERNING LONG-TERM CARE INSURANCE.
• SB01114 - AN ACT CONCERNING A STUDY TO PROHIBIT PRIVATE EQUITY OWNERSHIP IN HOSPICE CARE.
• SB01115 - AN ACT ESTABLISHING A SURCHARGE ON INSURANCE COMPANIES IN THIS STATE THAT UNDERWRITE FOSSIL FUEL COMPANIES.
• SB01159 - AN ACT CONCERNING PHARMACY BENEFITS MANAGERS AND DRUG AFFORDABILITY AND TRANSPARENCY.
• SB01202 - AN ACT CONCERNING PRESCRIPTION DRUG AFFORDABILITY.
• SB01217 - AN ACT CONCERNING PAYMENTS BY INSURANCE COMPANIES FOR DEPOSIT INTO THE INSURANCE FUND.
• SR00014 - RESOLUTION CONFIRMING THE NOMINATION OF ANDREW N. MAIS OF WILTON TO BE REAPPOINTED INSURANCE COMMISSIONER.

  Long term care insurance 

 

• HB05062 - AN ACT CONCERNING LONG-TERM CARE INSURANCE PREMIUM RATES.
• HB05292 - AN ACT ESTABLISHING A PERSONAL INCOME TAX DEDUCTION FOR LONG-TERM CARE INSURANCE PREMIUM PAYMENTS.
• HB05655 - AN ACT CONCERNING A PERSONAL INCOME TAX DEDUCTION FOR LONG-TERM CARE INSURANCE PREMIUM PAYMENTS.
• HB05798 - AN ACT CONCERNING LONG-TERM CARE INSURANCE PREMIUM RATE INCREASES.
• HB05799 - AN ACT REQUIRING A STUDY CONCERNING THE PLACEMENT OF LIMITS ON LONG-TERM CARE INSURANCE PREMIUM RATE INCREASES.
• HB05804 - AN ACT CONCERNING CONSUMER PROTECTION FOR LONG-TERM CARE INSURANCE.
• HB05812 - AN ACT ESTABLISHING CONTRACTED RATES FOR LONG-TERM CARE INSURANCE POLICIES.
• HB06577 - AN ACT CONCERNING LONG-TERM CARE INSURANCE PREMIUM RATES.
• SB00029 - AN ACT CONCERNING THE REGULATION OF LONG-TERM CARE INSURANCE PREMIUM COSTS.
• SB00030 - AN ACT CONCERNING A MORATORIUM ON LONG-TERM CARE INSURANCE PREMIUM RATE INCREASES.
• SB00076 - AN ACT ESTABLISHING A TAX CREDIT FOR PREMIUM PAYMENTS FOR CERTAIN LONG-TERM CARE INSURANCE POLICIES.
• SB00431 - AN ACT CONCERNING CONSUMER PROTECTION IN THE LONG-TERM CARE INSURANCE MARKET.
• SB00707 - AN ACT ESTABLISHING A TAX CREDIT FOR PREMIUM PAYMENTS FOR CERTAIN LONG-TERM CARE INSURANCE POLICIES.
• SB01112 - AN ACT CONCERNING LONG-TERM CARE INSURANCE.

  Public hearings 

 

• HB05062 - AN ACT CONCERNING LONG-TERM CARE INSURANCE PREMIUM RATES.
• HB05270 - AN ACT CONCERNING PARENTAL INVOLVEMENT IN EDUCATION.
• HB05274 - AN ACT ESTABLISHING A SCOPE OF REVIEW PROCESS FOR THE ADOPTION OF NEW CURRICULUM GUIDES AND MATERIALS AND PROVIDING FOR LEGISLATIVE APPOINTMENTS TO THE STATE BOARD OF EDUCATION.
• HB05286 - AN ACT CONCERNING HEARINGS ON WAIVER REQUESTS BEFORE THE CONNECTICUT SITING COUNCIL.
• HB05716 - AN ACT CONCERNING DESIGNATION OF POLLING PLACES.
• HB05796 - AN ACT ESTABLISHING A TASK FORCE TO STUDY MANDATORY PUBLIC COMMENT PERIODS AT PUBLIC AGENCY MEETINGS.
• HB06385 - AN ACT CONCERNING STATE AGENCY COMPLAINTS REGARDING INDIVIDUALS OR GROUPS TO SOCIAL MEDIA PLATFORMS.
• HB06468 - AN ACT CONCERNING THE REVIEW OF EXISTING REGULATIONS OF CONNECTICUT STATE AGENCIES.
• SB00124 - AN ACT CONCERNING PUBLIC PARTICIPATION IN ELECTRIC UTILITY RATE CASES.
• SB00603 - AN ACT CONCERNING ACCOUNTABILITY FOR THE EXPENDITURE OF FEDERAL FUNDS RECEIVED BY THE STATE.
• SB00647 - AN ACT CONCERNING A PUBLIC HEARING REQUIREMENT FOR BUDGET EARMARKS.
• SB00978 - AN ACT CONCERNING EXPANSION OF THE COVERED CONNECTICUT PROGRAM.
• SB01112 - AN ACT CONCERNING LONG-TERM CARE INSURANCE.
• SB01143 - AN ACT CONCERNING SOLID WASTE MANAGEMENT THROUGHOUT THE STATE.
• SJ00008 - RESOLUTION AMENDING THE CONSTITUTION OF THE STATE TO REQUIRE PUBLIC HEARINGS FOR CERTAIN SPECIAL SESSION LEGISLATION.