OLR Bill Analysis
AN ACT CONCERNING A COMMUNITY SPOUSE'S ALLOWABLE ASSETS.
This bill requires the Department of Social Services commissioner to amend the Medicaid state plan to require that the spouse of someone in an institution (i.e., nursing home) who remains in the community be allowed to receive the maximum amount of assets allowed by federal law (i.e., the maximum community spouse protected amount (CSPA), $117,240 in 2014). Currently, the spouse can keep the greater of (1) the federal minimum CSPA ($23,448 in 2014), or (2) half of the couple's combined assets, up to the federal maximum.
The commissioner must adopt regulations to implement this change.
EFFECTIVE DATE: From passage
Community Spouse Protected Amount
Federal Medicaid law allows the spouse of someone living in a long-term care institution to keep some of the couple's assets to ensure the spouse living in the community does not become impoverished. The amount retained by the non-institutionalized spouse is referred to as the CSPA. The maximum and minimum CSPAs are set by federal law and the state must update them yearly.