Connecticut Seal

General Assembly

 

Raised Bill No. 822

January Session, 2009

 

LCO No. 2662

 

*02662_______INS*

Referred to Committee on Insurance and Real Estate

 

Introduced by:

 

(INS)

 

AN ACT PROHIBITING GENDER DISCRIMINATION FOR INDIVIDUAL HEALTH INSURANCE POLICIES.

Be it enacted by the Senate and House of Representatives in General Assembly convened:

Section 1. Subsection (h) of section 38a-481 of the general statutes is repealed and the following is substituted in lieu thereof (Effective January 1, 2010):

(h) No insurance company, fraternal benefit society, hospital service corporation, medical service corporation, health care center or other entity [which] that delivers, issues for delivery, amends, renews or continues an individual health insurance policy in this state on or after [October 1, 2003, may] January 1, 2010, shall: (1) [move] Move an insured individual from a standard underwriting classification to a substandard underwriting classification after the policy is issued; [or] (2) increase premium rates due to the claim experience or health status of an individual who is insured under the policy, except that the entity may increase premium rates for all individuals in an underwriting classification due to the claim experience or health status of the underwriting classification as a whole; or (3) adjust its base premium for any factors or values based on the gender of an individual.

This act shall take effect as follows and shall amend the following sections:

Section 1

January 1, 2010

38a-481(h)

Statement of Purpose:

To prohibit different individual health insurance policy rates that are based on gender.

1[Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline, except that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is not underlined.]