Connecticut Seal

General Assembly


Raised Bill No. 6483

January Session, 2009


LCO No. 3699



Referred to Committee on Banks


Introduced by:





Be it enacted by the Senate and House of Representatives in General Assembly convened:

Section 1. (NEW) (Effective July 1, 2009) On or before January 1, 2010, the Board of Governors of Higher Education shall adopt policies regulating credit card company marketing practices on campuses within the state system of higher education. Such policies shall (1) require credit card companies to register with the public institution of higher education before conducting any marketing activities on the campus of such institution; (2) prohibit credit card companies from soliciting undergraduate students during the class registration period; (3) require credit card companies to distribute debt education materials; (4) prohibit public institutions of higher education from selling student information to credit card companies; (5) prohibit employees of such institution from marketing credit cards to students; (6) restrict the time and place in which credit card marketing may occur; and (7) prohibit the use of gifts and incentives in such marketing.

Sec. 2. Section 10-16b of the general statutes is repealed and the following is substituted in lieu thereof (Effective October 1, 2009):

(a) In the public schools the program of instruction offered shall include at least the following subject matter, as taught by legally qualified teachers, the arts; career education; consumer and personal finance management education; health and safety, including, but not limited to, human growth and development, nutrition, first aid, disease prevention, community and consumer health, physical, mental and emotional health, including youth suicide prevention, substance abuse prevention, safety, which may include the dangers of gang membership, and accident prevention; language arts, including reading, writing, grammar, speaking and spelling; mathematics; physical education; science; social studies, including, but not limited to, citizenship, economics, geography, government and history; and in addition, on at least the secondary level, one or more foreign languages and vocational education. For purposes of this subsection, [language arts] (1) "language arts" may include American sign language or signed English, provided such subject matter is taught by a qualified instructor under the supervision of a teacher who holds a certificate issued by the State Board of Education; [. For purposes of this subsection, the "arts"] (2) "the arts" means any form of visual or performing arts, which may include, but not be limited to, dance, music, art and theatre; and (3) "consumer and personal finance management" means instruction on topics including, but not limited to, using credit wisely, banking, expenses, income and the stock market.

(b) If a local or regional board of education requires its pupils to take a course in a foreign language, the parent or guardian of a pupil identified as deaf or hearing impaired may request in writing that such pupil be exempted from such requirement and, if such a request is made, such pupil shall be exempt from such requirement.

(c) Each local and regional board of education shall on September 1, 1982, and annually thereafter at such time and in such manner as the Commissioner of Education shall request, attest to the State Board of Education that such local or regional board of education offers at least the program of instruction required pursuant to this section, and that such program of instruction is planned, ongoing and systematic.

(d) The State Board of Education shall make available curriculum materials and such other materials as may assist local and regional boards of education in developing instructional programs pursuant to this section. The State Board of Education, within available appropriations and utilizing available resource materials, shall assist and encourage local and regional boards of education to include: (1) Holocaust education and awareness; (2) the historical events surrounding the Great Famine in Ireland; (3) African-American history; (4) Puerto Rican history; (5) Native American history; [(6) personal financial management; and (7)] and (6) topics approved by the state board upon the request of local or regional boards of education as part of the program of instruction offered pursuant to subsection (a) of this section.

This act shall take effect as follows and shall amend the following sections:

Section 1

July 1, 2009

New section

Sec. 2

October 1, 2009


Statement of Purpose:

To require public schools to provide instruction to students on personal finance management, and to prohibit credit card vendors from soliciting on college campuses within the state system of public higher education.

[Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline, except that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is not underlined.]