STUDENT HEALTH INSURANCE PLANS AT THE STATE'S COLLEGES AND UNIVERSITIES

Topic:
STUDENTS; HEALTH INSURANCE; HIGHER EDUCATION;
Location:
EDUCATION - HIGHER; INSURANCE - HEALTH;


February 27, 2008		2008-R-0146
STUDENT HEALTH INSURANCE PLANS AT THE STATE'S COLLEGES AND UNIVERSITIES

By: Rute Pinhel, Research Analyst

You asked which of the state's colleges and universities offer student health insurance plans.

We performed an internet search of the state's public and private higher education institutions. (We included for-profit independent institutions but excluded institutions that primarily prepare students for religious vocations). Table 1 shows which institutions offer a student health insurance plan and provides a summary of which students are eligible or required to enroll in the plan.

Almost all of the institutions we examined offer students a school-sponsored health insurance plan. Most require some or all students to have health coverage as a condition of enrollment and automatically enroll students in the school-sponsored policy. Students can decline the plan by submitting a request for a waiver by a certain date. In some cases, students can waive the school-sponsored policy by attesting that they have alternate coverage (by signing a form or checking a box). Institutions may also require students to submit proof of coverage, such as a copy of an insurance card.

Table 1: Student Health Insurance Plans at Connecticut Colleges and Universities

*Institution*	*Type*	*Offer Health Plan?*	*Who is eligible or required to enroll?*
Community Colleges	Public		The community colleges offer all students a college-sponsored health insurance plan. (All students are automatically enrolled in an accident insurance policy.)
Connecticut State University System (CSUS)	Public		The CSUS requires all full-time students to have health insurance. The universities automatically enroll students in the university-sponsored policy unless students waive the policy because they have other health coverage.
Charter Oak State College	Public
University of Connecticut, Storrs and regional campuses	Public		UConn requires all full-time students at Storrs and the regional campuses to have health insurance. It automatically enrolls students in the university-sponsored policy unless students waive the policy because they have other health coverage. Part-time students enrolled in 6 credits or more are eligible to enroll.
University of Connecticut - Health Center (UCHC)	Public		The UCHC requires all full-time medical and dental students to participate in the UCHC student health plan, even if they have other health coverage. Dependents can also be enrolled in the plan if they meet certain eligibility requirements. UCHC graduate students must have health insurance. The university enrolls them in the UCHC student health plan unless students waive the policy because they have other health coverage.
University of Connecticut - Law School	Public		The UConn Law School requires all law students to have health insurance. If they don't have other health coverage, they may enroll in either the university-sponsored plan or the UCHC student health plan.
Albertus Magnus College	Independent		The college requires all full-time students to carry the college-sponsored student accident and sickness insurance policy.
Connecticut College	Independent		The college requires all students to have health insurance. It automatically enrolls students in the college-sponsored health plan unless students waive the policy because they have other health coverage.
Fairfield University	Independent		The university requires all full-time undergraduates to have health insurance. It automatically enrolls students in the university-sponsored accident and illness policy unless students waive the policy because they have other health coverage.
Goodwin College	Independent
Graduate Institute	Independent
Lyme Academy College of Fine Arts	Independent		The college “strongly recommends,” but does not require, that students have health insurance. Students may enroll in the college's sickness and injury plan if they are not already covered.
Mitchell College	Independent		The college requires all students to have health insurance. It automatically enrolls students in the college-sponsored health plan unless students waive the policy because they have other health coverage.
Quinnipiac University	Independent		The university requires all students to have health insurance. Students must enroll in the university's student health plan if they are not already covered or if their current coverage does not provide benefits equal to or greater than the university's plan.
Rensselaer at Hartford	Independent
Sacred Heart University	Independent		The university offers a university-sponsored health plan to its students.
St. Joseph College	Independent		The college requires all full-time undergraduate and residential students to have health insurance. It automatically enrolls students in the college-sponsored health plan unless students waive the policy because they have other health coverage. Part-time international undergraduates and all international graduate students must purchase the college-sponsored health plan unless they are already covered by a comparable plan.
St. Vincent's College	Independent
Trinity College	Independent		The college requires all undergraduates to have health insurance. It automatically enrolls students in the college-sponsored health plan unless students waive the policy because they have other health coverage.
University of Bridgeport	Independent		The university requires all full-time undergraduates, international students, and residential students to have health insurance. It automatically enrolls students in the university-sponsored health plan unless students waive the policy because they have comparable health coverage.
University of Hartford	Independent		The university offers a health insurance plan to domestic students enrolled in 6 or more credit hours. International students must enroll in the university health plan. (The university automatically enrolls all ¾ time undergraduate resident students and full-time undergraduates in an accident insurance policy.)
University of New Haven	Independent		The university requires all students to enroll in the university-sponsored health plan as a supplement to other insurance coverage they may already have. Part-time students may choose to enroll.
Wesleyan University	Independent		The university requires all students to have health insurance. It automatically enrolls students in the university-sponsored health plan unless students waive the policy because they have other health coverage.
Yale University	Independent		The university requires all students to have health insurance. It automatically enrolls students in the university-sponsored health plan unless students waive the policy because they have other health coverage.
Briarwood College	Independent For-Profit		The college requires all students to have health insurance. It automatically enrolls students in the college-sponsored health plan unless students waive the policy because they have other health coverage.
Clemens College	Independent For-Profit		The college requires all students to have health insurance but offers a college-sponsored health plan only to international students who do not have other coverage.
Gibbs College	Independent For-Profit
Paier College of Art	Independent For-Profit
Post University	Independent For-Profit		The university requires all students to have health insurance. It automatically enrolls students in the university-sponsored health plan unless students waive the policy because they have other health coverage.

RP:dw