OLR Bill Analysis
AN ACT CONCERNING THE MAINTENANCE OF PROFESSIONAL LIABILITY INSURANCE BY NURSING HOMES, HOME HEALTH CARE AGENCIES AND HOMEMAKER-HOME HEALTH AIDE AGENCIES.
This bill requires anyone who individually or jointly establishes, conducts, operates, or maintains a nursing home, home health care agency, or homemaker-home health aide agency to maintain professional liability insurance or other indemnity against liability for professional malpractice. The insurance must cover malpractice claims for injury or death of at least $1 million for one person, per occurrence, with an aggregate (i.e., the total for all claims within the coverage period) of at least $3 million.
The bill explicitly exempts residential care homes from this requirement.
The bill also makes a conforming change.
EFFECTIVE DATE: January 1, 2014