Connecticut Seal

General Assembly

File No. 12

    January Session, 2011

Senate Bill No. 848

Senate, February 22, 2011

The Committee on Insurance and Real Estate reported through SEN. CRISCO of the 17th Dist., Chairperson of the Committee on the part of the Senate, that the bill ought to pass.

This act shall take effect as follows and shall amend the following sections:

Section 1

January 1, 2012

38a-503

Sec. 2

January 1, 2012

38a-530

INS

Joint Favorable

 

Agency Affected

Fund-Effect

FY 12 $

FY 13 $

Comptroller Misc. Accounts (Fringe Benefits)

GF & TF - Cost

Potential

Potential

Municipalities

Effect

FY 12 $

FY 13 $

Various Municipalities

STATE MANDATE - Cost

Potential

Potential

Yea

15

Nay

3

(02/08/2011)

TOP

1 Breast ultrasound screenings can range from $250-$300. (University of Connecticut, (2010). Connecticut Mandate Health Insurance Benefits Review; Vol. 2, Ch. 1, p. 40.)

2 Grandfathered plans include most group insurance plans and some individual health plans created or purchased on or before March 23, 2010. Pursuant to the PPACA, all health plans, including those with grandfathered status are required to provide the following as of September 23, 2010: 1) No lifetime limits on coverage, 2) No rescissions of coverage when individual gets sick or has previously made an unintentional error on an application, and 3) Extension of parents' coverage to young adults until age 26. (www.healthcare.gov)

3 According to the PPACA, compared to the plans' policies as of March 23, 2010, grandfathered plans who make any of the following changes within a certain margin may lose their grandfathered status: 1) Significantly cut or reduce benefits, 2) Raise co-insurance charges, 3) Significantly raise co-payment charges, 4) Significantly raise deductibles, 5) Significantly lower employer contributions, and 5) Add or tighten annual limits on what insurer pays. (www.healthcare.gov)