Sec. 52-565a. Liability of drawer for dishonored check. Service charge on
drawer for dishonored check. (a) A drawer negotiating a check who knows or should
know that payment of such check will be refused by the drawee bank either because the
drawer has no account with such bank or because the drawer has insufficient funds on
deposit with such bank shall be liable to the payee for damages, in addition to the face
amount of the check, provided the payee has presented such check for payment, the
check is dishonored and the drawer fails to pay the face amount of such check within
thirty days following the date of mailing by the payee of the written demand for payment
as provided in subsection (f) of this section.
(b) In the case of a drawer negotiating a check who knows or should know that
payment of such check will be refused by the drawee bank because the drawer has no
account with such bank, such damages shall be in an amount to be determined by the
court in light of the circumstances, but in no event shall such amount be greater than
the face amount of the check or seven hundred fifty dollars, whichever is less.
(c) In the case of a drawer negotiating a check who knows or should know that
payment of such check will be refused by the drawee bank because the drawer has
insufficient funds on deposit with such bank, such damages shall be in an amount to be
determined by the court in light of the circumstances, but in no event shall such amount
be greater than the face amount of the check or four hundred dollars, whichever is less.
(d) The drawer shall not be liable to the payee for the damages provided for by this
section if: (1) The drawer gave such check as payment for residential service supplied
by a gas, electric, steam, telephone or water utility; (2) the drawer gave such check as
payment for the rental of residential premises; or (3) the drawer gave such check as
repayment of all, or a portion of, a debt secured by collateral which the payee has repossessed.
(e) The damages provided for in this section shall be available only to those persons
or entities which post or otherwise give conspicuous notice to the public of the damages
which may be imposed pursuant to this section. Such notice shall set forth: (1) The
damages that may be imposed if a check is dishonored; (2) the section of the general
statutes authorizing imposition of such damages; and (3) that criminal penalties also
may apply.
(f) The written demand for payment on the dishonored check shall be in the form
prescribed by subsection (g) of this section and shall be sent to the drawer's last-known
residence address or last-known place of business (1) by first class mail and certified
mail return receipt requested with delivery restricted to the drawer, or (2) by first class
mail or regular mail supported by an affidavit of service by mail. Such written demand
for payment shall be sent on or after the date the payee received notice that such check
had been dishonored. Such affidavit of service by mail shall provide substantially as
follows:
STATE OF COUNTY OF |
) ) )
|
AFFIDAVIT OF SERVICE BY MAIL
|
...., being first duly sworn on oath, deposes and states that he/she is of legal age and that
on (date) ...., 20.., he/she served the attached Written Demand for Payment, by placing
a true and correct copy thereof securely enclosed in an envelope addressed as follows:
....
....
....
....
and deposited the same, with postage prepaid, in the United States mails at ....,.... .
....
(Signature)
Subscribed and sworn to before me this .... day of ...., 20.. .
....
Notary Public
.... County, ....
(SEAL)
(g) The written demand for payment required by subsection (f) of this section shall
be printed in at least ten-point type in both English and Spanish and shall include the
following: (1) The name and last-known address of the drawer; (2) the amount and date
of the dishonored check; (3) the bank upon which the check was drawn; (4) the name
of the payee; (5) the reason the check was dishonored; (6) the address to which payment
should be delivered; and (7) an explanation of the damages which may be imposed
pursuant to this section in the event the drawer fails to pay the face amount of the
dishonored check.
(h) The penalties provided for in this section shall not apply to any check for which
payment has been stopped by the drawer or to any check where the drawer has raised
a reasonable defense with respect to the validity of the underlying debt.
(i) Notwithstanding the provisions of this section, in the case of a drawer who negotiates a check which is dishonored, the payee or its assignee may impose on the drawer
a service charge of up to twenty dollars, provided, no such service charge may be imposed if (1) the drawer has stopped payment on the check, (2) the check was stolen, or
(3) the drawer has raised a reasonable defense with respect to the validity of the underlying debt. The drawer shall not be liable under this subsection for more than one such
service charge for each dishonored check.
(P.A. 86-248; P.A. 97-207, S. 2; P.A. 98-77; P.A. 03-196, S. 19.)
History: P.A. 97-207 added new Subsec. (i) re service charge for dishonored check; P.A. 98-77 deleted provisions
requiring the payee to send a second written demand for payment to the drawer and specifying the form, content and
manner of delivery of such second demand; P.A. 03-196 amended Subsec. (f) by inserting subdivision designators, making
a technical change in Subdiv. (1) and adding provisions and form in Subdiv. (2) to allow written demand for payment on
dishonored check to be sent by first class mail or regular mail supported by an affidavit of service by mail.
Sec. 52-566. Treble damages for wilful removal or destruction of bridge. Any
person who wilfully removes or destroys any part of any bridge, or of its approaches,
shall pay treble damages to the owner thereof or to the party bound to maintain it.
(1949 Rev., S. 8307; P.A. 82-160, S. 233.)
History: P.A. 82-160 made minor change in wording.
See Secs. 53a-115 to 53a-117a, inclusive, re criminal mischief.
Is constitutional. 82 C. 5. Not a penal statute. 87 C. 468. Owned construed to include truck loaned to state by federal
government. 163 C. 576. Requirement and definition of "wilfulness" discussed. 189 C. 671, 672, 674, 675, 678-680, 683.
Cited. 43 CA 1.
Sec. 52-567. Treble damages for injury to milestone, guidepost or railing. Any
person who pulls down or injures any milestone, guidepost or other monument for the
direction of travelers, or any railing lawfully erected on any causeway or public road
for safety of travelers, shall pay to the owner thereof treble damages.
(1949 Rev., S. 8308.)
See Secs. 53a-115 to 53a-117a, inclusive, re criminal mischief.
Is constitutional. 82 C. 5. Not a penal statute. 87 C. 468.
Cited. 43 CA 1.
Sec. 52-568. Damages for groundless or vexatious suit or defense. Any person
who commences and prosecutes any civil action or complaint against another, in his
own name or the name of others, or asserts a defense to any civil action or complaint
commenced and prosecuted by another (1) without probable cause, shall pay such other
person double damages, or (2) without probable cause, and with a malicious intent
unjustly to vex and trouble such other person, shall pay him treble damages.
(1949 Rev., S. 8309; P.A. 82-160, S. 234; P.A. 86-338, S. 9; P.A. 87-526, S. 1, 5; P.A. 93-191, S. 3, 4.)
History: P.A. 82-160 substituted "civil action" for "suit"; P.A. 86-338 made section applicable to any person who
asserts a defense to an action or complaint and added provision requiring payment of double damages if an action is
commenced or defense is asserted without probable cause; P.A. 87-526 added Subsec. (b), authorizing public agency to
bring court action against person prosecuting freedom of information commission appeals found by commission to be
frivolous, unreasonable and harassing; P.A. 93-191 deleted provisions authorizing court action against persons who brought
frivolous, unreasonable or harassing appeals to the freedom of information commission, effective July 1, 1993.
See Sec. 1-241 re court action against persons who bring frivolous, unreasonable or harassing appeals to the Freedom
of Information Commission.
See Sec. 52-226a re request for special finding.
Action lies at common law; 11 C. 586; but cannot be joined with count on this statute. Id., 587. Joinder of plaintiffs.
K. 146. Both malice and want of probable cause must be proved. 21 C. 515; 102 C. 444; 107 C. 294; 108 C. 40. "Malice"
defined; may be inferred. 9 C. 313. Evidence of want of probable cause. 3 D. 432. Special damages. 2 D. 211. Excessive
damages. 9 C. 313. Action for vexatious suit will lie against a private corporation. 22 C. 535. Is constitutional. 82 C. 5. Is
not a penal statute. 87 C. 468. Judgment in original action against plaintiff conclusive that it was not vexatious. 75 C. 637.
Malice as a necessary element; evidence to prove; 69 C. 512; 86 C. 6; id., 250; 91 C. 448; 102 C. 439; 105 C. 177; 107 C.
294; advice of counsel as rebutting. 70 C. 235; 107 C. 295. See note to section 52-570. Damages. 69 C. 512; 84 C. 111;
86 C. 249; 91 C. 448; 102 C. 439. Various matters of evidence considered. 90 C. 545; 105 C. 177. Probable cause a defense;
what constitutes. 93 C. 475; 105 C. 177; 107 C. 295. Whether particular facts constitute probable cause is always a question
of law; conclusion of trier is reviewable on appeal. 132 C. 571. May not base action on this statute for malicious prosecution
of suit in New York. 110 C. 534. Cited. 176 C. 353, 355. Cited. 205 C. 255, 257. P.A. 86-338 cited