Bill Number

Statement of Purpose

HB 5231

To more equally distribute automobile insurance rates by calculating state automobile premium taxes in inverse proportion to policy base rates without affecting overall tax revenue.

HB 5567*

To require automobile insurers to discount rates for urban drivers who commute to low population areas.

HB 5646*

To require that an automobile insurer's costs for premium taxes, producer commissions, profits, and contingencies be distributed on an equal basis to all insureds without any adjustment based on territorial classifications.

SB 447*

To establish that the Kelley Blue Book shall be the sole source to determine the settlement amount to be paid for a motor vehicle that is declared a constructive total loss, instead of the average of the National Automobile Dealers Association used car guide and one other automobile industry source.

SB 450*

To revise the territorial rating calculations automobile insurers use to determine premiums.

SB 451*

To prohibit automobile insurers from using credit history as an underwriting factor unless such credit history concerns the payment of automobile insurance premiums.

SB 520*

To require automobile insurers to issue windshield stickers to insureds as proof of required insurance, and owners of vehicles to affix such stickers as proof of insurance.

SB 616*

To allow towns to require that owners present proof of insurance and registration when claiming cars that have been towed.

Bill Number

Statement of Purpose

HB 5490*

To prohibit the use of an individual's credit history in automobile insurance underwriting.

HB 5494

To prohibit the use of excluded driver endorsements on automobile liability insurance policies.

HB 5880

To lower the eligibility age for automobile insurance premium discounts from 62 to 55 years of age for those who complete an approved accident prevention course.

SB 20

To study rating practices and profits for automobile insurance sold in this state.

SB 21

To facilitate the ability of certain groups to purchase automobile insurance at reduced group rates.

SB 345

To require that insurance losses due to automobile insurance fraud be distributed equally among all policyholders regardless of territorial classifications.

SB 349

To require automobile insurers to use a sequential analysis method for establishing rates with territorial classifications given the least importance.

SB 352

To reduce the number of uninsured drivers in this state by permitting the sale of reduced benefit automobile insurance policies.

SB 354

To establish a study of automobile insurance premiums for elderly drivers.

SB 1012*

To require automobile insurers to issue windshield stickers to insureds as proof of required insurance, and owners of vehicles to affix such stickers as proof of insurance.

SB 1015*

(PA 03-55)

To require notice to personal risk, including private passenger automobile, policyholders and claimants regarding services provided by the insurance department.

SB 1084*

To establish a pilot program under which low-income individuals in certain towns may qualify for automobile liability insurance at a reduced premium with benefits under the statutory minimum levels.